The top 5 mistakes that people make after being in a car accident…
1. Failing to call the police- calling the police immediately after an accident is important! Even if it seems like a minor accident you still need to make a report. A police report is important because it documents what happened and should contain all information regarding the other driver and his or her insurance company. If for some reason the police are not able to come out and prepare a report than you must get the following information from the other driver:
- The other drivers name, current address, and phone number. The best idea is to take a picture of the other driver’s license.
- The other driver’s insurance information, which includes the name of their insurance company, the insurance policy number, and a phone number to the insurance company. The best idea would to again take a picture of the other driver’s insurance card.
2.Downplaying any injuries- If you are in a accident and do not experience what people would call “serious” injuries you might believe that you are fine. You figure that the soreness you feel will just go away over time. However, by not taking these injuries seriously it can hurt you in two ways:
- It makes you seem like you are not hurt when you actually are.
- It creates a time period after the accident where you are not receiving any medical treatment, but you really do need it.
Even if your injuries do not seem life threatening and you don’t need an ambulance, don’t just tell them you are okay. Instead, tell them that you do not need an ambulance; however these are the symptoms you are having no matter how minor they may seem. This is very important because many injuries people experience after an accident may not seem serious but can actually become serious.
3.Failing to seek medical attention immediately- if you have serious injuries after an accident at the scene you need to take an ambulance to the emergency room. If your injuries are not serious enough for an ambulance, you should still see your primary care doctor the next day or even go to the emergency room later. If you are experiencing pain you should not go more than a week without receiving medical treatment.
4.Failing to gather all evidence- While you are waiting for the police to arrive and if you are not seriously injured you should begin gathering evidence. The main things you need to gather are:
- Any witness information, including names, addresses phone numbers, and email addresses. Also, get witness statements from the witness while you are waiting, so you will know who will say what.
- Take photos of the all cars involved in the accident before they are moved. Make sure that you take pictures of ALL the damages to ALL of the vehicles.
5.Accepting a quick check and/ or signing something from the insurance company- Regardless of what insurance companies commercial’s say, they are not on your side. They are there to pay as little as possible and get your claim closed as quickly as possible. You want a full settlement not a quick settlement. Once your case is settled, you cannot reopen it, even if it turns out that your injuries are more serious that you thought. So, it is better to wait and get all of your medical care and make sure that you are 100% recovered, then resolve your personal injury claim.
If you have been injured in any way, please call us at 317-638-8888 for a free consultation. We will do our best to help you just like we have helped our many clients over the twenty plus years we have been in business.